The policy can be cancelled by emailing info@gadgetinsurance.com or for all new first year students please follow this link https://www.yesinsurance.ie/. The only requirement is that the request comes from the policyholder or from the email address associated with the policy.
If you are paying monthly, the policy will be cancelled with immediate effect and no payments will be collected going forward. No refund will be issued upon cancellation as the premium paid will be relative to the cover already used.
If you are paying annually, and no claims have been made on the policy, it will be cancelled with immediate effect and a proportionate refund will be issued for any unused cover. If a claim has been made, there will be no refund.